Payment Policy

At Y2KOutfit, our goal is to make your shopping experience smooth, secure and stress-free from start to finish. This Payment Policy explains how payments are processed, what methods we accept, and how transaction security is handled. By placing an order on our store, you agree to the terms of this Payment Policy.

1. Accepted Payment Methods

We offer multiple payment options for convenience and flexibility. Y2KOutfit currently accepts the following methods:

Credit and Debit Cards

  • Visa
  • MasterCard
  • American Express
  • Maestro

Digital Wallets

  • Apple Pay
  • Google Pay
  • Shop Pay
  • PayPal (if available in your region)

Buy Now, Pay Later Options

If available in your region, you may choose installment payment options such as Shop Pay Installments, Klarna, Afterpay or Affirm. Approval for these plans is handled directly by the provider.

Other Notes

We do not accept cash on delivery (COD), bank transfers or cryptocurrency payments unless shown as an option during checkout.

2. Currency and Pricing

Prices are displayed based on your location. Currency may convert automatically using real-time rates. Your final checkout amount may be processed in USD depending on your bank. Additional conversion fees from your card provider may apply.

3. Secure Payment Processing

Your payment information is protected with SSL encryption and processed through PCI-DSS compliant gateways. Y2KOutfit does not store full credit or debit card details.

4. Order Confirmation and Payment Verification

After a successful payment, you will receive an order confirmation email. If your payment fails, please try another method or contact your bank. Y2KOutfit cannot reserve items for unpaid orders.

5. Fraud Prevention and Security Checks

To ensure a secure environment, some orders may require additional verification. If verification fails, we may cancel the order and issue a refund.

6. Double Charges or Duplicate Payments

Duplicate charges are usually temporary authorization holds by your bank. They disappear automatically within a few days. If not, contact us for assistance.

7. Refunds and Payment Reversals

If a refund is approved according to our Return & Refund Policy, it will be returned to the original payment method. Refund processing times depend on your bank and may take 5–15 business days.

8. Chargebacks and Disputes

If you experience a payment issue, please contact us first. Most concerns are resolved quickly. If a chargeback is filed, we will provide your bank with order details and delivery records for review.

9. Taxes, Duties and Additional Fees

Depending on your location, you may be charged customs duties, VAT, GST or handling fees. These charges are separate from your checkout total and are the responsibility of the customer.

10. Contact Information

If you have questions about payments or charges, you can reach our support team through the contact details on our website. We are here to help you with clear and friendly support.